Privacy Policy

Last modified: November 16, 2024

I. INTRODUCTION

Black Cat Holdings LTD, a Colorado limited liability company (“Company,” “Us,” “Our,” or “We”) offers an online platform that provides access to information about third party financial services and products. We respect your privacy and are committed to protecting it through our compliance with this privacy policy, supplemented by the Privacy Notice for California Residents (this “Policy”).

This Policy describes the types of information we may collect from you or that you may provide when you use the website comparepropfirms.com (our “Website”) and our related services (the “Services”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This Policy applies to information we collect:

On this Website.
In email, text, and other electronic messages between you and this Website and between you and the Company.
When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Policy.
When you interact directly with us offline or through other means.

It does not apply to information collected by any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website or through any communication that you may have with one of our partners, such as a financial service provider.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. IF YOU DO NOT WANT TO AGREE TO OUR POLICIES AND PRACTICES, DO NOT USE OUR WEBSITE OR ANY OF OUR SERVICES. By accessing or using this Website or any of our Services, you agree to this Policy. This Policy may change from time to time (see CHANGES TO OUR PRIVACY POLICY below). Your continued use of this Website or any of our Services after we make changes is deemed to be acceptance of those changes, so please check the Policy frequently for updates. Any capitalized terms not defined in this Policy have the definitions assigned to them in our Terms of Use [comparepropfirms.com/terms-and-conditions].

Please note: Our Website and Services are intended to be accessed and used only by adults and are not offered or directed to minors. We do not knowingly collect personally identifiable information by anyone under the age of 18, and you should not provide us with any information regarding an individual under the age of 18.

II. INFORMATION WE COLLECT ABOUT YOU AND HOW WE COLLECT IT

Personal Information Collected. We may collect personally identifiable information (“Personal Information”) to use as part of our Service. This Personal Information may include, but is not limited to:

name, postal address, e-mail address, telephone number; and/or
any other identifier by which you may be contacted online or offline.

Other Information Collected. We may also collect the following information (together with Personal Information, “User Information”):

information about you but individually does not identify you, such as your income and your credit score;
information that you choose to provide about a third party that is not seeking financial information; and/or
information about your internet connection, the equipment you use to access our Website and usage details.

You may still access and use our Website and Services if you choose not to provide us with any of the above User Information, but some of our Website features and Services may not be available to you and may not be as accurate or complete.

You may provide information about other people, such as their name and email address. This information is used for whatever reason it may have been provided. The third party may contact us at support@comparepropfirms.com to request that we remove this information from our database.

We collect this information:

Directly from you when you provide it to us.
Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
From third parties, for example, financial service providers that we partner with to provide you with information about certain financial products and services. The information that we receive from these third parties will depend on the policies of that third party service.

Information You Provide to Us. The User Information we collect on or through our Website or Services may include:

Information that you provide by filling in forms on our Website. This includes information provided at the time of requesting a match to specific financial service providers, or posting material. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website or Services.
Records and copies of your correspondence (including email addresses), if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website or any of our Services.
Your search queries on the Website.

The information you will need to submit in order to receive specific quotes and rates about financial services and products will be submitted on a third party service provider website, and will not be collected by the Company, unless such third party chooses to provide the information to the Company, as specified above. The collection and use of the information will be governed by the privacy policies of the financial services providers, and not this Policy. If you submit such request to a financial service provider, you may be contacted directly via mail, telephone, text message, fax, email and other means of communication by such service provider. You may receive telemarketing calls, even if you are on the national do not call registry.

You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website, or transmitted to other users of the Website or third parties, such as reviews of the Website (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we may limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies. As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.

Analytics. We may enter contracts with third-party service providers, such as FullStory, to collect non-personally identifiable data on behalf of Compare Prop Firms and provide us with information, reports, and analysis about the usage, general location information, and browsing patterns of users of the Website and Services. All of the data collected by these providers on our behalf is owned by us.

We do not have control over these service providers’ use of cookies or other tracking technologies or how they may be used. You can learn more information about some of these service providers, including their privacy policies and opt-out choices, by visiting Segment’s Privacy Policy, Intercom’s Privacy Policy, QuantCast Measure’s Privacy Policy, Facebook’s Data Policy, Microsoft’s Privacy Statement, FullStory’s Privacy Policy and Google Analytics Privacy Policy.

Use of Automatically Collected Information. The information we collect automatically is statistical data and may include Personal Information, or we may maintain it or associate it with Personal Information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website.

Technology. The technologies we may use for automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
Web Beacons. Pages of our the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain Website content and verifying system and server integrity).

III. THIRD PARTY USE OF COOKIES AND OTHER TRACKING TECHNOLOGIES

Some content or applications, including advertisements, on the Website are served by third parties, including advertisers, ad networks and servers, financial service providers, content providers and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website. The information they collect may be associated with your Personal Information or they may collect information, including Personal Information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see CHOICES ABOUT HOW WE USE AND DISCLOSE YOUR INFORMATION below.

IV. HOW WE USE YOUR INFORMATION

Use of Your Information. We use, store and process your information to provide and improve our Services and ensure a secure, safe and trusted experience. For example, we may use information that we collect about you or that you provide to us, including any Personal Information:

To present our Website and its contents to you.
To provide you with information and other services that you request from us.
To fulfill any other purpose for which you provide it.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for our Terms of Use, Advertising Disclosure, and Privacy Notice for California Residents.
To notify you about changes to our Website or any products or services we offer or provide though it.
To improve the Website and Services.
To allow you to participate in interactive features on our Website.
To respond to correspondence that we receive from you.
To resolve disputes.
To protect against or deter fraudulent, illegal, or harmful actions.
In any other way we may describe when you provide the information.
For any other purpose with your consent.

We may also use your User Information to contact you about our own and third-parties’ goods and services that may be of interest to you. If you do not want us to use your information in this way, please check the relevant box located on the form on which we collect your data. For more information, see CHOICES ABOUT HOW WE USE AND DISCLOSE YOUR INFORMATION below.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your User Information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

How Long We Store Your Information. We will keep your information for as long as necessary to provide you with the Services, maintain our legitimate business operations, and/or exercise, defend or establish our rights.

How long we retain your personal information depends on why we collected it and how we use it, but we will not retain your personal information for longer than necessary for our business purposes or for legal requirements.

V. HOW YOUR INFOMATION MAY BE USED BY OUR PARTNERS

If you submit a request for information from a financial service provider that you were matched with through our Services, you expressly consent to the service provider conducting any research necessary to provide you with the information you requested. For example, in order to provide more accurate information, including specific quotes and rates, financial service providers may need to obtain additional background information about you, such as ordering consumer and credit reports in order to determine your eligibility for and price of certain financial products and services. These reports may also be used for maintenance of any of the products or services you purchase going forward. The financial service provider may engage third parties in connection with these reports. If you do not want service providers to conduct the necessary research to provide the relevant information, then you should not submit such request. Because the collection and use of this information is subject to the privacy policies of the relevant service providers, and not this Policy, you should review those policies with care.

VI. DISCLOSURE OF YOUR INFORMATION

We may disclose aggregated information about our users and information that does not identify any individual, without restriction.

We may disclose User Information that we collect or you provide, as well as information that you provide to us about third parties, as described in this Policy:

To our subsidiaries and affiliates.
To service providers or their agents or government-run entities.
To other service providers and third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Compare Prop Firms’ assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Compare Prop Firms about our Website users is among the assets transferred.
To third parties to market their products or services to you if you have not opted out of these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them. For more information, see CHOICES ABOUT HOW WE USE AND DISCLOSE YOUR INFORMATION below.
To fulfill the purpose for which you provide it.
For any other purpose disclosed by us when you provide the information.
With your consent.

We may also disclose your User Information, as well as information that you provide to us about third parties:

To comply with any court order, law or legal process, including to respond to any government or regulatory request.
To enforce or apply our Terms of Use (comparepropfirms.com/terms-and-conditions) and other agreements, such as our Advertising Disclosure and our Privacy Notice for California Residents (see below).
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Compare Prop Firms, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Telephone Consumer Protection Act Compliance. If you provide a cell phone number with your contact information, Compare Prop Firms and/or third-parties specified above may dial your cell phone number, possibly using an autodialer, to provide information about your request and/or seek additional information from you. By providing a cell phone number, you agree to be contacted at that cell phone number, regardless of whether you, or someone else, is in possession of the cell phone when contact is made. Entering into this agreement is not a condition of purchasing any goods or services.

VII. DISCLOSURE OF YOUR INFORMATION

We strive to provide you with choices regarding the User Information you provide to us and that we collect. We have created mechanisms to provide you with the following control over your information:

Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

Promotional Offers from the Company; Disclosure of Your Information for Third-Party Advertising. If you do not wish to have your email address/contact information used by the Company to promote our own or third parties’ products or services or want us to share your User Information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by sending us an email stating your request to support@comparepropfirms.com. If we have sent you a promotional email, you use the “Unsubscribe” link in the email to opt-out of such communications.

Targeted Advertising. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt-out by sending us an email stating your request to support@comparepropfirms.com. We do not control third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from Google by visiting https://adssettings.google.com/authenticated and from members of the Network Advertising Initiative (“NAI”) by visiting the NAI’s website.

California residents may have additional personal information rights and choices. Please see YOUR CALIFORNIA PRIVACY RIGHTS below for more information.

VIII. HOW WE RESPOND TO DO NOT TRACK

At present, there is no standard or agreement on how to respond to “do-not-track” signals that may be sent by web browsers. Accordingly, Compare Prop Firms currently does not take any action in response to these signals. You can opt out of many advertisers’ use of cookies to tailor advertising to you by visiting http://www.aboutads.info/choices/.

IX. ACCESSING AND CORRECTING YOUR INFORMATION

You may send us an email at support@comparepropfirms.com to request access to, correct or delete any User Information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your User Contributions from the Website, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Website, including User Contributions, is governed by our Terms of Use (comparepropfirms.com/terms-and-conditions).

California residents may have additional personal information rights and choices. Please see YOUR CALIFORNIA PRIVACY RIGHTS below for more information.

X. YOUR CALIFORNIA PRIVACY RIGHTS

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, see our PRIVACY NOTICE FOR CALIFORNIA RESIDENTS below.

XI. DATA SECURITY

We have implemented measures designed to secure your User Information from accidental loss and from unauthorized access, use, alteration and disclosure. All information you provide to us is stored on our secure servers behind firewalls and will be encrypted using SSL technology.

We urge you to be careful about giving out information in public areas of the Website like message boards. The information you share in public areas may be viewed by any user of the Website. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your User Information, we cannot guarantee the security of your User Information transmitted to our Website. Any transmission of User Information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

XII. CHANGES TO OUR PRIVACY POLICY

It is our policy to post any changes we make to the Policy on this page with a notice that the Policy has been updated on the Website home page. If we make material changes to how we treat User Information, we will notify you by email to the primary email address we have on file or through a notice on the Website home page. The date the Policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this Policy to check for any changes.

XIII. CONTACT INFORMATION

To ask questions or comment about this Policy and our privacy practices, contact us at: support@comparepropfirms.com

PRIVACY NOTICE FOR CALIFORNIA RESIDENTS

This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS (“California Privacy Notice”) supplements Compare Prop Firms’ Privacy Policy comparepropfirms.com/privacy-policy/. Compare Prop Firms has adopted this notice to comply with the California Consumer Privacy Act (“CCPA”) and other California privacy laws. It applies only to visitors, users, clients, and other persons if they are California consumers, as defined in the CCPA, and only to “personal information” that is subject to the CCPA (“Personal Information”). Any terms defined in the CCPA have the same meaning when used in this California Privacy Notice.

Personal Information We Collect and How We Use It

We may collect some or all of the following categories of Personal Information about California consumers:

Category A: Identifiers, such as a name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, internet protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.
Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) (“CCR Data”), such as name, signature, contact information, education, employment, employment history, Social Security number, driver’s license number, passport number, financial information such as bank account number, medical information, or health information.
Category D: Commercial Information, such as records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Category E: Biometric Information, which means physiological, biological, or information that can be used to establish a person’s identity, including fingerprints; face, hand, palm or vein pattern imagery; voice recordings; or sleep, health, or exercise data that contain identifying information.
Category F: Internet or Other Electronic Network Activity Information (“Network Activity”), such as website information, browsing history, search history, or information relating to consumer’s interaction with an internet website, application, or advertisement.
Category G: Geolocation data, such as device location, IP location, or other information a person’s physical location or movements.
Category H: Audio, electronic, visual, thermal, olfactory, or similar information (“Sensory Data”), such as images, or recorded phone call, audio, or video recordings.
Category I: Professional or employment-related information (“Employment Information”), such as current employment or past job history.
Category J: Education Information, such as your education level and school history.
Category K: Inferences, which are drawn from the other categories of Personal Information to construct a profile about a consumer’s preferences, interests, characteristics, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

How We Use and Disclose Personal Information

Category of Personal Information	Categories of Sources of Personal Information	Categories of Third Parties with whom Personal Information Has or May Be Shared
A. Identifiers	Consumers or observation of consumers or their interactions with us Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Government entities	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers People and entities involved in fraud prevention and detection Government entities
B. CCR Data	Consumers or observation of consumers or their interactions with us Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers Government entities	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines People and entities involved in fraud prevention and detection Third-party product providers Government entities
C. Protected Classification Characteristics	Consumers or observation of consumers or their interactions with us Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Government entities	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers People and entities involved in fraud prevention and detection Government entities
D. Commercial Information	Consumers or observation of consumers or their interactions with us Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers Government entities	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers People and entities involved in fraud prevention and detection Government entities
E. Biometric Information	Consumers or observation of consumers or their interactions with us Government entities	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers People and entities involved in fraud prevention and detection Government entities
F. Network activity	Consumers or observation of consumers or their interactions with us Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers People and entities involved in fraud prevention and detection Government entities
G. Geolocation Data	Consumers or observation of consumers or their interactions with us Service providers Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers People and entities involved in fraud prevention and detection Government entities
H. Sensory Data	Consumers or observation of consumers or their interactions with us	Service providers Data vendors People and entities involved in fraud prevention and detection Government entities
I. Employment Information	Consumers or observation of consumers or their interactions with us Data vendors Government entities	Service providers Data vendors Government entities
J. Education Information	Consumers or observation of consumers or their interactions with us Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Government entities
K. Inferences	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers Government entities Ourselves, based upon other Personal Information	Service providers Data vendors Lead sources and aggregators, social media, advertising networks, and other third-party sites, web browsers and search engines Third-party product providers Government entities

We have disclosed and may disclose each category of Personal Information listed above to one or more third parties for business or commercial purposes. These purposes may include the following:

communicating with consumers
providing customer service and improving the customer experience
marketing products and services offered by us or others
analytics, research, design, and development
counting ad impressions, assessing quality of ad impressions, and auditing compliance
monitoring social media and other online references to us
preventing, detecting, and prosecuting malicious, deceptive, fraudulent or illegal activity
maintaining or protecting our data and systems and ourselves
providing information to regulators, law enforcement, other governmental entities and our attorneys, accountants and auditors
making disclosures required by and otherwise complying with legal requirements or legal, regulatory or other governmental investigations or process
any other purposes disclosed to or authorized or approved by a consumer
sharing information with affiliated companies

Your Rights Under the CCPA.

If you are a California consumer, you have the right to request that Compare Prop Firms disclose to you:

(i) the categories of personal information that we collected about you and the categories of sources from which we collected such information;
(ii) the specific pieces of personal information we collected about you;
(iii) the business or commercial purpose for collecting personal information about you; and
(iv) the categories of personal information about you that we shared or disclosed and the categories of third parties with whom we shared or to whom we disclosed such information in the preceding 12 months.

California consumers also have the right to request that we delete personal information we collected from you, subject to certain exceptions.

To make such a request, contact us at support@comparepropfirms.com and indicate in the subject line of your message that you are making a CCPA request. You may be required to submit proof of your identity for these requests to be processed as a verifiable consumer request. We may not be able to comply with your request if we are unable to confirm your identity or to connect the information you submit in your request with personal information in our possession. You may designate an authorized agent to make a request on your behalf, subject to proof of identity and authorization.

We will respond to your request consistent with the CCPA, which does not apply to certain information, such as information made available from government records, certain data subject to the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA) and certain other laws. Please note that we are only required to respond to two such requests per consumer each year.

You also have the right to not be discriminated against in pricing and services because you exercise any of your rights under the CCPA. Compare Prop Firms does not offer financial incentives or price or service differences to consumers in exchange for the retention or sale of a consumer’s personal information.

Changes to this California Privacy Notice.

Compare Prop Firms may update its CCPA policies and practices from time to time. Any changes will be posted on this website at comparepropfirms.com/privacy-policy/ with an updated revision date.

Terms and Conditions

Last modified: November 16, 2024

Our Terms and Conditions

Welcome to the website of Black Cat Holdings LTD (“Company”, “Compare Prop Firms”, “we” or “us”). The following terms and conditions (these “Terms of Use”), together with any documents they expressly incorporate by reference, govern your access to and use of comparepropfirms.com (the “Website”), including any content, functionality and services offered on or through the Website and any related applications, networks, communication channels or other services provided by us (collectively, the “Services”).

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use, our Advertising Disclosure, and our Privacy Policy, found at comparepropfirms.com/privacy-policy/, supplemented by the Privacy Notice for California Residents, found at comparepropfirms.com/privacy-policy/ (the “Privacy Policy”), incorporated herein by reference. All information we collect on this Website is subject to our Privacy Policy. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. It is our policy to post any changes we make to these Terms of Use on this page with a notice on the Website home page. If we make material changes to these Terms of Use, we will notify you through a notice on the Website home page. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on the Website.

Your continued use of the Website or any of our Services following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

I. SERVICES

Compare Prop Firms provides users the opportunity to obtain information about certain financial products and services through third-party service providers and advertisers, including prop firm companies and other service providers. Compare Prop Firms is not an agent or advisor to you or any other third party. You acknowledge and agree that our Website is solely an intermediary to connect users with service providers in order to obtain information about certain financial products and services. You acknowledge and agree that we are not a prop firm institution, prop firm company, or other service provider and that any information or advice made available through the Services is for informational purposes only. We do not, and will not, make any decision with any service provider that may be referred to you through our Services.We do not (i) validate the licensing, certification or other qualification of Service Providers that you may encounter through our Services, (ii) guarantee the terms or rates offered by any third party through or on our Services, or (iii) issue credit cards or any other financial products.

We are not responsible for the conduct or policies of the service providers. The terms and rates provided by any service provider will be subject to the applicable terms and conditions of the products and services offered by the service providers.

II. ELIGIBILITY

This Website and our Services are offered and available to users who are 18 years of age or older and reside in the United States or any of its territories or possessions. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website or any of the Services.

III. ACCESSING THE WEBSITE AND ACCOUNT SECURITY

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in whole or in part, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users.

In order to access some of the Services, you may be required to provide certain contact information, including your email, through our Website. You agree that all information you provide directly to us on our Website or through other communications with us is governed by our Privacy Policy (comparepropfirms.com/privacy-policy), and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

In order to receive information about financial services and products from third party service providers, you will be required to submit a request (“Information Request”) that provides certain information about yourself to third parties, depending on the financial information requested, such as your email address, phone number, date of birth, credit card information, bank account information, credit score, financial information, and homeowner status (“User Data”). You represent and warrant that all User Data that you submit is true and accurate, and that you are authorized to share it with us. You agree that all User Data submitted in an Information Request is governed by the privacy policies of such service provider or third party to whom you submit the Information Request. You authorize the service providers and their affiliates to conduct all necessary research with your User Data for purposes of providing you with the information you request.

By providing us with contact information through the Website or any of the Services, you agree to receive communications from us, either directly, on our Website, or through a third party, including vie email, calls and text messages. We may also contact you by telephone using an automated dialing system along with a pre-recorded message or interactive voice response system. These calls may be for information and marketing purposes, including to provide you with information about Compare Prop Firms’ services. Standard text message and minute charges applied by your cell phone carrier will apply. If you wish to opt out of these communications, please either follow the unsubscribe options in the email itself or email Compare Prop Firms at support@comparepropfirms.com . You may update your contact information by contacting us at support@comparepropfirms.com. Additionally, by submitting Information Requests, you consent to be contacted by the relevant service providers via email or telephone. Any request to opt out of such communications must be directed to such service provider.

IV. PERSONAL USE

We are making the Services available to you for your personal and non-commercial use only. You may not (and you agree not to) use, copy, distribute, transmit, broadcast, sell, resell, or do anything else with the Services for any other purpose.

V. INTELLECTUAL PROPERTY RIGHTS

The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof) (the “Licensed Content”), are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. The Company name, the Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company.

Compare Prop Firms grants you a personal, non-transferable and non-exclusive right and license to use the Website on a computer or other device and the Licensed Content; provided that you do not and do not allow any third party to copy, reproduce, distribute, reverse engineer or otherwise exploit any content, code, data or materials on the Website. You agree not to modify the Website in any manner or form, nor to use modified versions of the Website for any purpose. Except as provided in this Section V, no right, title or interest in or to the Website or any Licensed Content is transferred to you. Compare Prop Firms, its licensors and other providers retain all respective right, title and interest (including all copyright, trade secret, trademark, patent and other rights) in and to the Website (including its interface and any underlying software or technology) and the Licensed Content. Any use of the Website or the Licensed Content not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.

You may use the Licensed Content only in connection with use of the Services and only as expressly permitted, and you may not otherwise reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the Licensed Content.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of these Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

VI. USER CONTRIBUTIONS

The Website may contain message boards and other interactive features (collectively, “Interactive Services”) that allow users to post, submit, publish, display or transmit to other users or other persons (hereinafter, “post”) content or materials (collectively, “User Contributions”) on or through the Website.

All User Contributions must comply with the Content Standards set out in these Terms of Use. You are solely responsible for any User Contribution you post on the Website, and the consequences of posting or publishing it. We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by you or any other user of the Website.

Any User Contribution you post to the Website will be considered non-confidential and non-proprietary. By providing any User Contribution on the Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material for any purpose.

You represent and warrant that you own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns. All of your User Contributions do and will comply with these Terms of Use.

VII. PROHIBITED USES AND CONTENT STANDARDS

You may use the Website and the Services only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website or the Services:

In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
To send, knowingly receive, upload, download, use or re-use any material which does not comply with the Content Standards set out in this Section VII.
To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
To impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing).
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.
To post User Contributions that contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.
To post User Contributions that promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
To post User Contributions that infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
To post User Contributions that violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy (comparepropfirms.com/privacy-policy).
To post User Contributions that would be likely to deceive any person.
To post User Contributions that promote any illegal activity, or advocate, promote or assist any unlawful act.
To post User Contributions that contain lies, falsehoods or misrepresentations that could damage us or anyone else.

Additionally, you agree not to:

Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.
Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.
Use any device, software or routine that interferes with the proper working of the Website or the Services.
Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website.
Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
Otherwise attempt to interfere with the proper working of the Website or the Services.

VIII. MONITORING AND ENFORCEMENT; TERMINATION

We have the right to:

Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates these Terms of Use, including the Content Standards in Section VII, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public or could create liability for the Company.
Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.
Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSORS AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

We do not undertake to review material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in Section VI and this Section VIII.

IX. DIGITAL MILLENNIUM COPYRIGHT ACT

DMCA Notification. We comply with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. §512, as amended). If you have an intellectual property rights complaint about material posted on the Website, you may contact our Designated Agent:

Notice Procedure. Any notice alleging that materials hosted by or distributed through the Services infringe intellectual property rights must include the following information:

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other right being infringed;
a description of the copyright-protected work or other intellectual property right that you claim has been infringed;
a description of the material that you claim is infringing and where it is located on the Services;
your address, telephone number, and email address;
a statement by you that you have a good faith belief that the use of those materials on the Services is not authorized by the copyright owner, its agent, or the law; and
a statement by you that the above information in your notice is accurate and that, under penalty of perjury, you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

Repeat Infringer. Compare Prop Firms will promptly, without notice, terminate the accounts, where applicable, or suspend access of users that we determine to be “Repeat Infringers.” A Repeat Infringer is a user who has been notified of infringing activity or has had User Contributions removed from the Website at least twice.

X. RELIANCE ON INFORMATION POSTED

The information presented on or through the Website and our Services is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

This Website includes content provided by third parties, including materials provided by other users and third-party licensors, affiliates, aggregators and financial service providers. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

XI. CHANGES TO THE WEBSITE

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

XII. LINKING TO THE WEBSITE AND SOCIAL MEDIA FEATURES

Compare Prop Firms may provide tools through the Services that enable you to export information, including User Contributions, to third party services, including through our implementation of buttons on third party social media services (such as “like” or “share” buttons). By using one of these tools, you agree that we may transfer that information to the applicable third party service. Third party services are not under our control, and we are not responsible for any third party service’s use of your exported information. The website from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our discretion.

XIII. LINKS FROM THE WEBSITE

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements and financial information, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

XIV. GEOGRAPHIC RESTRICTIONS

We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

XV. DISCLAIMER OF WARRANTIES

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. Use of the Services is at your own risk. The Services are provided on an “as is” and “as available” basis. Compare Prop Firms and its affiliates, suppliers and partners expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of title, merchantability, fitness for a particular purpose and non-infringement.

Compare Prop Firms and its affiliates, suppliers and partners make no warranty that:

The Website or the Services will meet your requirements.
The Website or the Services will be uninterrupted, timely, secure or error-free.
There will be no errors in the Website or the Services or that Compare Prop Firms will fix any errors.
Any materials downloaded or otherwise obtained through use of the Website or the Services are provided at your own discretion and risk, and Compare Prop Firms shall not be responsible for any damage caused to your computer or data or for any bugs, viruses, trojan horses or other destructive code resulting from use of the Website or the Services.

The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.

XVI. LIMITATION ON LIABILITY

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE COMPANY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR ANY CONTENT, PRODUCTS OR SERVICES PROVIDED BY SERVICE PROVIDERS AND OTHER THIRD PARTIES. IF, NOTWITHSTANDING THE FOREGOING DISCLAIMER, THE COMPANY IS DETERMINED TO BE LIABLE TO YOU, YOU AGREE THAT IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY EXCEED US$50.00. THESE LIMITATIONS AND EXCLUSIONS APPLY EVEN IF THIS REMEDY DOES NOT FULLY COMPENSATE YOU FOR ANY LOSSES OR FAILS OF ITS ESSENTIAL PURPOSE OR IF WE KNEW OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF THE DAMAGES. If you are a California resident, you hereby waive application of Section 1542 of the Civil Code of the State of California (or any similar statute or law of any other jurisdiction), which states “[A] general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”

The foregoing paragraph does not affect any liability which cannot be excluded or limited under applicable law.

XVII. INDEMNIFICATION

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, the submission of your User Data, your User Contributions, or any use of the Services, the Website’s content, or any products obtained through the Website or Services.

XVIII. GOVERNING LAW AND JURISDICTION

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Colorado without giving effect to any choice or conflict of law provision or rule (whether of the State of Colorado or any other jurisdiction).

Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Colorado, You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

XIX. LIMITATION ON TIME TO FILE CLAIMS

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

XX. CLASS ACTION WAIVER

You hereby agree that any dispute or claim that you may have arising out of or relating to these Terms of Use or the Website shall be brought individually and you shall not join such claim with claims of any other person or entity or bring, join or participate in a class action against the Company.

XXI. WAIVER AND SEVERABILITY

No waiver by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms of Use will continue in full force and effect.

XXII. ENTIRE AGREEMENT

These Terms of Use, our Privacy Policy, and our Advertising Disclosure constitute the sole and entire agreement between you and Compare Prop Firms LTD with respect to the Website and the Services and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website and the Services.

XXIII. CONTACT INFORMATION

This Website is operated by Black Cat Holdings LTD 249 Warren Ave, Suite H202, Silverthorne, Colorado. All feedback, comments, requests for technical support and other communications relating to the Website should be directed to: support@comparepropfirms.com

Thank you for visiting the Website.